Terms of Service

Effective date: January 1, 2025

Welcome to FinorviaHub, a resource center for accounting and related guidance. By accessing or using our site at finorviahub.com, you agree to these terms. If you do not agree, please do not continue.

1. Use of Our Offerings

Our offerings include advisory sessions, electronic guides, and tangible materials. You may use them for personal or business-related activities, subject to these terms. You are responsible for ensuring that use complies with all applicable laws. You agree not to misuse our offerings or interfere with site operations.

2. Purchases and Payments

All purchases require payment in full before access or delivery. Payment methods are processed by third-party providers. You represent that you have the right to use the selected method. Prices are subject to change. Any promotional rates apply only during the specified period.

3. Refund Policy

3.1 Services

Refund requests for service-based engagements must be submitted within 14 days of the scheduled start. You may request a reschedule up to 7 days prior to the scheduled date. Approved refunds will be processed to the previous payment method within 10 business days. Certain personalized or tailored consultations are non-refundable due to the time commitment involved. These non-refundable items are clearly labeled on the purchase page.

3.2 Electronic Guides

Electronic guides are available for download upon purchase. Refund requests must be made within 7 days of download. After 7 days or if the file has been accessed more than twice, no refund will be available. Approved refunds will be issued within 7 business days.

3.3 Physical Materials

Physical materials may be sent back within 30 days of receipt in unused condition. You are responsible for shipment costs unless the item is defective. Once we receive and inspect the sent item, we will issue a refund to the previous payment method within 10 business days.

4. Intellectual Property

All content on this site, including text, graphics, logos, and designs, is owned by or licensed to FinorviaHub. You may not reproduce, distribute, or create derivative works without written permission.

5. Disclaimers and Limitations

Our offerings are provided “as is.” We do not guarantee specific outcomes. To the fullest extent permitted by law, we disclaim all warranties. We are not liable for incidental or consequential damages arising from use of our offerings.

6. Governing Law

These terms are governed by the laws of Ontario, Canada. Any disputes will be resolved in the courts located in Toronto.

7. Contact Information

For questions or requests, please contact us at 100 University Ave, Toronto, ON M5J 2Y1, Canada; phone: +14160708935; Business ID: 393391950; or visit contact form.